Paying for Narcotics Addiction Rehabilitation
Leaving a substance addiction untreated can be costly; many people eventually lose their job, home, family, savings and their health or their life. However, paying for drug rehab is nonetheless a significant factor for most people, and so affordability and coverage must be right for them.
Does Insurance Pay for Narcotics Treatment and Rehab?
Many insurance plans cover substance use treatment completely. Speaking with an insurance provider or a representative is a good place to start when looking into insurance coverage.
The Recovery Village Palm Beach at Baptist Health’s online insurance verification tool can help to work out viable options.
The Affordable Care Act requires that all marketplace insurance plans provide coverage for mental health and substance use treatment. Providers cannot deny coverage for mental health or substance use disorders, even if they are a pre-existing condition.
Alternative Narcotics Rehab Payment Options
People who are without insurance may still be eligible for partial coverage or payment plans. There are various alternative options for paying for treatment, such as:
- Coverage from private health insurance
- Payment plans
- Crowdfunding or fundraising
- Treatment scholarships, grants or loans
- The Affordable Care Act
- State and local government programs
- SAMHSA grants
People may contact their local Department of Health and Human Services to find out more about coverage for addiction treatment from various programs, such as:
- The Mental Health Parity and Addiction Equity Act (MHPAEA)
- State, regional or city program
If you or a loved one are ready to begin addiction treatment, contact The Recovery Village Palm Beach at Baptist Health to speak with a representative about how professional treatment can help.
Medical Disclaimer: The Recovery Village aims to improve the quality of life for people struggling with a substance use or mental health disorder with fact-based content about the nature of behavioral health conditions, treatment options and their related outcomes. We publish material that is researched, cited, edited and reviewed by licensed medical professionals. The information we provide is not intended to be a substitute for professional medical advice, diagnosis or treatment. It should not be used in place of the advice of your physician or other qualified healthcare provider.