What Does Oxycodone Rehab Cost?
Many people who are considering rehab for oxycodone addiction often wonder, “How much does rehab cost?” Many people with an oxycodone addiction enter rehab programs without vast financial resources. Just like the length of time needed for rehab, the cost of rehab varies from person to person. Some of the methods that can be used to pay for rehab include:
- Insurance. Most types of healthcare insurance will help cover the cost of inpatient or outpatient rehab treatment. The extent to which the cost of rehab is covered by healthcare insurance varies greatly based on the insurance carrier and policy type. Some healthcare insurance policies will allow for almost complete coverage of the cost of rehab. Healthcare insurance companies typically encourage rehab because it is in their best interests for the people they insure to spend as little as possible on healthcare. They know that addiction causes may expensive, long-term health problems that can be avoided with sobriety and will encourage rehab to prevent long-term healthcare costs in the future.
- Medicaid. Medicaid is designed to help meet the healthcare needs of those with limited financial means. It will often help to pay for the cost of oxycodone addiction treatment. The government-run healthcare programs can be complex, so people may need to reach out to an expert at a rehab center to find out exactly what is covered for a specific individual.
- Medicare. Medicare is a government-run healthcare program that provides help with healthcare needs for people over the age of 65 who meet certain requirements or have certain types of disabilities. There are different components to Medicare and coverage will vary based on the individual. As with Medicaid, the program can be confusing so people should reach out to experts to help determine if Medicare plan covers drug rehab.
- Self-pay. It is possible to pursue rehab with a self-pay plan. Different rehab facilities may offer different self-pay packages that include payment plans that allow for the cost of treatment to be spread out, lessening the financial pressure.
Will Insurance Cover My Treatment?
People who are looking into rehab and have healthcare insurance will often wonder, “Does insurance cover rehab in my particular case?” The cost of rehab without insurance can be prohibitive for many, and having rehab insurance that covers this cost may be the only way some people are able to enroll in a rehab program.
Each insurance carrier and insurance plan is different, and the coverage varies from person to person. Some plans may pay for everything, while others may only pay for certain types of rehab programs. Insurance plans will also vary in the deductible they require, the maximum out-of-pocket cost and the ceilings they place on rehab spending. Some insurance plans may require that other types of treatment be tried before paying for a rehab program.
Navigating the details of an insurance plan can be complicated. Consider reaching out to a representative at The Recovery Village Palm Beach at Baptist Health who can help people understand their insurance benefits and the type of coverage they have.